
SLIDING SCALE GUIDE
TIER 1
I am rarely able to meet my basic material needs
I rent lower end properties or have unstable housing
I do not have access to reliable transportation, or cannot afford fuel without prohibiting my ability to meet basic needs
I am not employed, or underemployed AND making well under a living wage
I have limited to no access to healthcare that I need; I may qualify for government assistance
I have no financial savings and no sense of financial security
I rarely or never buy something new. I often go without items that I need because they are unaffordable to me.
I am unable to afford vacation or time off
TIER 2
I am inconsistently able to meet my basic material needs
I rent a poorly maintained home for unreasonably high rent
I own or have access to a somewhat reliable vehicle; I have transportation-related stress at times
I am underemployed and/or earning less than a living wage
I have limited access to healthcare that I need
I have no savings or just enough to to put a dent in emergency costs that may arise; I may feel some stress around financial security
I can sometimes buy items new, but often thrift when I need something
I feel the financial burden when I take vacation, but sometimes I take the time off anyway
TIER 3
I regularly meet my basic material needs, even if it can be stressful
I live in a well maintained, modest home at a rate I can afford
I own or lease a well maintained vehicle
I am employed and earn a living wage
I have some access to healthcare that I need
I have modest savings for recreation, or in case of emergency; I feel relative financial security
I am usually able to buy items new
I am able to take a vacation once every year or two without financial burden
TIER 4
I am comfortably able to meet my basic needs
I own my home or rent a higher end property
I own or lease a car; my household has more than one vehicle
I am employed or don’t need to work in order to meet my needs; salaried, or hourly rate well over living wage
I have regular access to the healthcare that I need
I have financial savings that significantly contribute to my sense of financial security
I always have the option of buying items new
I am able to take one or more annual vacation without financial burden
The foundation of this model was developed by Alexis J. Cunningfolk at Worts & Cunning Apothecary